We typically spend 10%-15% of our income on groceries each month. Ever wondered how you can easily save money? Do you compare product prices every month, or wait for the price of your favorite products to drop? No no no. There will be better ways to save money.
Keep reading, and here are 10 ways to save 5%-15% on every purchase.
Do you think of cashback as replacing ATM withdrawals? If so you can move on to this article to read. CVS also offers cash back at retail stores.
Ibotta might just be the best way to earn cash back at Walmart. Beginning in 2021, Walmart has partnered with Ibotta to provide Walmart customers with additional cash-back rewards.
Ibotta is an app for uploading shopping receipts and getting cash back. However, according to the cooperation agreement, you can directly bind your Walmart account with Ibotta, and any consumption in Walmart will be automatically uploaded to Ibotta and cashback will be given to products with cashback rewards.
You don’t need to upload your shopping receipt every time to get cashback easily. You just need to regularly check your Ibotta balance and withdraw it.
In addition, you can get 5% cash back in the following categories；
- Fashion, Jewelry, and Watches
- Sporting goods
- Health and beauty
- Lawn and garden
Fetch is a free app that rewards you when you buy certain items and uploads your receipts to the app. You can log in directly with your Google account.
You’ll need to earn 3,000 points to redeem your Fetch rewards, but it’s very easy to do. You just need to remember not to throw away your shopping receipts.
It works similarly to Ibotta, but it is more convenient to use Ibotta if you want to get cash back from Walmart.
As a well-known cashback website, Rakuten has saved members more than 1 billion yuan so far. You can use Rakuten on your computer or mobile to get cash back on every order you make.
Just search for Walmart in the Rakuten app or website before you shop, tap the red button for “Shop Now” and it will redirect you to the Walmart.com homepage. Click here to see which categories Rakuten is offering cashback today.
If you are used to shopping on a computer, you can install Rakuten’s browser plug-in, and you will be reminded of the cashback rate of each category when you shop directly at Walmart. It’s a method I’m currently using.
Related Reading: How to Make $30 in 1 Minute with Rakuten?
Topcashback is a cashback site similar to Rakuten. But the biggest advantage of Topcashback is that it will provide a relatively high cashback rate. For example, when shopping at Walmart, Rakuten offers 1.5% cashback, while Topcashback offers 4.2% cashback.
More importantly, the cashback rate of Topcashback is much higher than that of Rakuten. As long as your Topcashback has a balance, you can withdraw cash at any time.
Signing up for TopCashback is free and easy. Just install their browser extension, then shop at Walmart.com as usual. Click here to see which categories Topcashback is offering cashback today.
Honey earns you 1% cash back on every order you make. If the current commodity price is relatively high, you can use Honey to set a price drop reminder. What’s more, Honey will compare the prices of various grocery stores to find you a grocery store with a lower price for the same product. Honey is also worthy of attention. Cashback is not its only use.
Applying for a Walmart Capital One Rewards Card is especially important if you often shop for groceries at Walmart. You can easily get 5% cashback on your purchases.
Here are the easy cashback rewards.
- 5% cash back at Walmart.com, including pickup & delivery
- 2% cash back in Walmart stores & fuel stations, at restaurants, and on travel
- 1% cash back Everywhere else Mastercard®is accepted
- $0 annual fee*
It’s worth noting that the Walmart Capital One Rewards Card is not the same as the Walmart Rewards™ Card. The Capital One® Walmart Rewards™ Mastercard can be used to shop at Walmart and anywhere else Mastercard is accepted. The Walmart Rewards™ Card can only be used with Walmart purchases (Walmart.com, the Walmart app, stores, and Walmart and Murphy U.S. gas stations)
The Walmart MoneyCard is a reloadable debit card. You can preload your Walmart MoneyCard and settle quickly. You can earn up to $75 in cash back over a year. Here are the benefits of the Walmart MoneyCard.
Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.
- Early direct deposit
Get your pay up to 2 days before payday & your benefits up to 4 days before benefits day with Early direct deposit
use a personal credit card
- 2% APY on savings
Earn a 2% interest rate on your savings.4 Plus, get chances to win cash prizes each month!
- Overdraft protection
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit
- No monthly fee
Waive your monthly fee when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month
- Accounts for your family
Order an account for free for up to 4 additional approved members ages 13+, in the app, with your activated, personalized card
Best credit cards for cash back at Walmart
If you own any of the following 6 personal credit cards, try using them with your Walmart purchases. Credit card rewards and cashback rewards are separate. That is, you can get cashback rewards multiple times in one order at the same time. Try it now!
- Blue Cash Everyday® Card from American Express
3% cash-back (on up to $6,000 in purchases yearly) on U.S. online retail purchases
- Chase Freedom Flex℠
5% cash-back up to $1,500 in combined purchases on quarterly categories (which has included Walmart in the past)
- Citi® Double Cash Card
2% cash back on all purchases (1% when you buy, 1% when you pay, earned as ThankYou Points)
- Capital One Venture Rewards Credit Card
2x miles on all purchases
- Chase Freedom Unlimited®
1.5% cash-back on all purchases
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% – 27.99%
Once you incorporate the Cash Back app into your Walmart shopping habits, your wallet will be racking up cash back before you know it. You can even try several apps and browser extensions at once to accumulate your earnings.
You don’t have to apply for a credit card to get cash back, it’s just as convenient and reliable to use a cash-back app.
Want to save even more? keep reading
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